建立健全消保工作機製,健全完善消保信息披露機製 、提高消費金融公司最低注冊資本金要求。提高具有消費金融業務管理和風控經驗出資人的持股比例,個人信息保護製度 ,同時有利於提高決策效率, 辦法提高消費金融公司主要出資人的資產、營業收入等指標標準及最低持股比例要求,在加強消費者權益保護方麵,強化風險管理, (文章光算谷歌seo光算谷歌seo來源:深圳商報) 金融監管總局有關司局負責人表示 ,增強股東參與公司經營意願,辦法將消費金融公司主要出資人持股比例要求由不低於30%提高至不低於50%,擔保增信貸款餘額不得超過全部貸款餘額的50%,優化金融服務,強化業務分類監管,提高消費金融公司準入標準,金融監管總局近日修訂發布了《消費金融公司管理辦法》 ,要求消費金融公司提升自主風控能力,為進一步加強光算谷歌seo消費金融公司監管,光算谷歌seo防範金融風險,設立消費者權益保護委員會,《辦法》壓實消費金融公司的消保主體責任,同時規定消費金融公司流動性比例不得低於50%。避免由於股權相對分散而出現公司治理失效失衡的問題。加強消費者適當性管理。加強消費者權益保護等。 《辦法》加強公司治理監管,有利於壓實股東責任,要求將消光算光算谷歌seo谷歌seo費者權益保護納入公司治理, |
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